Our Mission Statement
As an independent community bank, our mission is to:
Deliver high quality service and products that meet or exceed the needs and expectations of our
customer. Foster a work environment which encourages, recognizes and rewards employee development,
teamwork, commitment and high performance. Be recognized as an active and responsible corporate
citizen. Thereby, achieving quality growth and maximizing long-term value for our shareholders.
| Traditional Bank Board Of Directors |
|
P. Kenny Angelucci |
C. Richard Fuller |
|
William B. Bramblet - CEO |
Alan B. Peck |
|
Norman L. Brown - Vice Chairman |
Brett T. Setzer |
|
Grover A. Carrington - Chairman |
Spears C. Stilz |
| E. Daniel Duzyk |
Arthur E. Walker III |
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| Regional
Bank Board |
| Stephen R. Beckham |
James R. Mann |
| Rich Brooks |
R. Burl McCoy |
|
Ron D. Catchen |
Brian McCarty |
|
Ralph A. Coldiron, III |
Omar R. Prewitt |
|
Darren J. Duzyk |
Ray A. Robertson |
|
Pamela T. Ishmael |
|
Statement of Condition As of December 31, 2009
| Assets |
| Cash and Due from Banks |
$13,344,000 |
| Securities and Interest Bearing Deposits |
200,946,000 |
| Federal Funds Sold |
1,031,000 |
| Loans and Leases Net of Unearned Income |
$723,059,000 |
| Less Loan Loss Reserve |
9,750,000 |
| Net Loans |
713,309,000 |
| Premises and Fixed Assets |
9,994,000 |
| Other Real Estate Owned |
1,154,000 |
| Other Investments |
19,802,000 |
| Other Assets |
10,483,000 |
| Total Assets |
$970,063,000 |
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| Liabilities and Capital |
| Deposits |
$767,829,000 |
| Repurchase Agreements and Federal Funds
Purchased |
25,068,000 |
| Federal Home Loan Bank and Other Borrowings |
86,486,000 |
| Other Liabilities |
8,087,000 |
| Total Liabilities |
$887,470,000 |
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| Equity Capital |
| Capital Stock |
4,000,000 |
| Surplus |
9,550,000 |
| Undivided Profits and Capital Reserves |
64,731,000 |
| Unrealized Gain/(Loss) on Securities |
4,312,000 |
| Total Equity Capital |
$82,593,000 |
| Total Liabilities and Capital |
$970,063,000 |
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