As an independent community bank, our mission is to:
Deliver high quality service and products that meet or exceed the needs and expectations of our customer. Foster a work environment which encourages, recognizes and rewards employee development, teamwork, commitment and high performance. Be recognized as an active and responsible corporate citizen. Thereby, achieving quality growth and maximizing long-term value for our shareholders.

Traditional Bank Board Of Directors
P. Kenny Angelucci	C. Richard Fuller
William B. Bramblet - CEO	Alan B. Peck
Norman L. Brown - Vice Chairman	Brett T. Setzer
Grover A. Carrington - Chairman	Spears C. Stilz
E. Daniel Duzyk	Arthur E. Walker III
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Regional Bank Board
Stephen R. Beckham	James R. Mann
Rich Brooks	R. Burl McCoy
Ron D. Catchen	Brian McCarty
Ralph A. Coldiron, III	Omar R. Prewitt
Darren J. Duzyk	Ray A. Robertson
Pamela T. Ishmael

Statement of Condition As of December 31, 2009

Assets
Cash and Due from Banks	$13,344,000
Securities and Interest Bearing Deposits	200,946,000
Federal Funds Sold	1,031,000
Loans and Leases Net of Unearned Income	$723,059,000
Less Loan Loss Reserve	9,750,000
Net Loans	713,309,000
Premises and Fixed Assets	9,994,000
Other Real Estate Owned	1,154,000
Other Investments	19,802,000
Other Assets	10,483,000
Total Assets	$970,063,000

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Liabilities and Capital
Deposits	$767,829,000
Repurchase Agreements and Federal Funds Purchased	25,068,000
Federal Home Loan Bank and Other Borrowings	86,486,000
Other Liabilities	8,087,000
Total Liabilities	$887,470,000
Equity Capital
Capital Stock	4,000,000
Surplus	9,550,000
Undivided Profits and Capital Reserves	64,731,000
Unrealized Gain/(Loss) on Securities	4,312,000
Total Equity Capital	$82,593,000
Total Liabilities and Capital	$970,063,000

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