As an independent community bank, our mission is to:
Deliver high quality service and products that meet or exceed the needs and expectations of our customer. Foster a work environment which encourages, recognizes and rewards employee development, teamwork, commitment and high performance. Be recognized as an active and responsible corporate citizen. Thereby, achieving quality growth and maximizing long-term value for our shareholders.

Traditional Bank Board Of Directors
William M. Alverson	Troy H. Mulligan
William B. Bramblet - Chairman/CEO	Alan B. Peck
Grover A. Carrington	Brett T. Setzer
E. Daniel Duzyk	Spears C. Stilz
C. Richard Fuller	Arthur E. Walker III
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Regional Bank Board
Stephen R. Beckham	James R. Mann
Rich Brooks	R. Burl McCoy
Ron D. Catchen	Brian McCarty
Ralph A. Coldiron, III	Omar R. Prewitt
Darren J. Duzyk	Ray A. Robertson
Pamela T. Ishmael

Statement of Condition As of December 31, 2010

Assets
Cash and Due from Banks	$10,681,000
Securities and Interest Bearing Deposits	286,841,000
Federal Funds Sold	0
Loans and Leases Net of Unearned Income	$732,701,000
Less Loan Loss Reserve	12,906,000
Net Loans	719,795,000
Premises and Fixed Assets	9,787,000
Other Real Estate Owned	4,730,000
Other Investments	20,841,000
Other Assets	11,050,000
Total Assets	$1,063,725,000

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Liabilities and Capital
Deposits	$878,840,000
Repurchase Agreements and Federal Funds Purchased	25,919,000
Federal Home Loan Bank and Other Borrowings	68,630,000
Other Liabilities	6,158,000
Total Liabilities	$979,547,000
Equity Capital
Capital Stock	4,000,000
Surplus	9,550,000
Undivided Profits and Capital Reserves	70,279,000
Unrealized Gain/(Loss) on Securities	349,000
Total Equity Capital	$84,178,000
Total Liabilities and Capital	$1,063,725,000

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