Our Mission Statement
As an independent community bank, our mission is to:
Deliver high quality service and products that meet or exceed the needs and expectations of our
customer. Foster a work environment which encourages, recognizes and rewards employee development,
teamwork, commitment and high performance. Be recognized as an active and responsible corporate
citizen. Thereby, achieving quality growth and maximizing long-term value for our shareholders.
| Traditional Bank Board Of Directors |
|
William M. Alverson |
Troy H. Mulligan |
|
William B. Bramblet - Chairman/CEO |
Alan B. Peck |
|
Grover A. Carrington |
Brett T. Setzer |
|
E. Daniel Duzyk |
Spears C. Stilz |
| C. Richard Fuller |
Arthur E. Walker III |
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| Regional
Bank Board |
| Stephen R. Beckham |
James R. Mann |
| Rich Brooks |
R. Burl McCoy |
|
Ron D. Catchen |
Brian McCarty |
|
Ralph A. Coldiron, III |
Omar R. Prewitt |
|
Darren J. Duzyk |
Ray A. Robertson |
|
Pamela T. Ishmael |
|
Statement of Condition As of December 31, 2010
| Assets |
| Cash and Due from Banks |
$10,681,000 |
| Securities and Interest Bearing Deposits |
286,841,000 |
| Federal Funds Sold |
0 |
| Loans and Leases Net of Unearned Income |
$732,701,000 |
| Less Loan Loss Reserve |
12,906,000 |
| Net Loans |
719,795,000 |
| Premises and Fixed Assets |
9,787,000 |
| Other Real Estate Owned |
4,730,000 |
| Other Investments |
20,841,000 |
| Other Assets |
11,050,000 |
| Total Assets |
$1,063,725,000 |
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| Liabilities and Capital |
| Deposits |
$878,840,000 |
| Repurchase Agreements and Federal Funds
Purchased |
25,919,000 |
| Federal Home Loan Bank and Other Borrowings |
68,630,000 |
| Other Liabilities |
6,158,000 |
| Total Liabilities |
$979,547,000 |
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| Equity Capital |
| Capital Stock |
4,000,000 |
| Surplus |
9,550,000 |
| Undivided Profits and Capital Reserves |
70,279,000 |
| Unrealized Gain/(Loss) on Securities |
349,000 |
| Total Equity Capital |
$84,178,000 |
| Total Liabilities and Capital |
$1,063,725,000 |
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