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balance -- An outstanding amount of money. In banking, balance refers to the amount of money in a particular account. In credit, balance refers to the amount owed.

balance transfer -- Repayment of one credit debt with another credit source.

balance transfer fee -- The fee charged to transfer balances between two credit sources. This fee is often a percentage of the amount transferred.

billing cycle -- The period of time that a credit statement covers.

billing statement -- The summary of all actions applied to a credit account during a billing cycle. These can include payments, purchases, finances charges, fees and other transactions.

bounced check-- A check that a bank has refused to cash or pay because you have no funds to cover it in your account.