Privacy Policy
Safeguarding the privacy and confidentiality of each
client's personal information is of the utmost importance to
Traditional Bank. We provide our customers with the highest
level of service by using the latest in banking technology.
This can sometimes raise concerns about the confidentiality
of customer information. Traditional Bank takes every
precaution to protect our customer's privacy, including the
careful development of a bank-wide Privacy Policy.
Your Financial Privacy at Traditional Bank, Inc.
We at Traditional Bank have always valued our customer’s
privacy. We recognize that banking is an industry built upon
trust. When you bank with us, you entrust us with personal,
private information, and you expect that information to
remain confidential. Traditional Bank has a proud tradition
of respecting and honoring our customers’ expectations in
this area. It is only used for the purpose of serving your
needs for quality financial products and services. It has
always been the policy of this bank to obtain only
information that is necessary and appropriate to conduct the
affairs of the customers and the bank, and to exercise
extreme caution and prudence in the handling and release of
customer information to third parties.
Traditional Bank, Inc. collects nonpublic personal
information about you, such as your income, net worth,
Social Security number and address from the following
sources:
- Information we receive from you on applications or other
forms;
- Information about your transactions with us or others; and
- Information we receive from a consumer-reporting agency.
We do not disclose any nonpublic personal information about
you to anyone, except as permitted by law, such as sending
information returns to the Internal Revenue Service,
responding to subpoenas and providing information to
consumer reporting agencies; i.e. credit bureaus.
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We may disclose all of the information we collect, as
described above, to companies that perform marketing
services on our behalf or to other financial institutions
with whom we have joint marketing agreements.
If you decide to close your account(s) or become an inactive
customer, we will adhere to the privacy policies and
practices as described in this notice.
Traditional Bank, Inc. restricts access to your personal and
account information to those employees who need to know that
information to provide products or services to you. It also
maintains physical, electronic, and procedural safeguards
that comply with federal standards to guard your nonpublic
personal information.
Internet Security
Traditional Bank collects, retains, and uses the following
information when you visit our websites:
- the Internet protocol (IP) address of the computer you are
using;
- the browser software you use and your operation system;
- the date and time you access our site;
- the Internet address of the website from which you
linked directly to our site.
We use this information to measure the number of visitors to
the different sections of our site, and to help us make our
site more useful. Generally, we delete this information
after one year.
Links to Non-Traditional Bank Sites
We are not responsible for the information collection
practices of the non-Traditional Bank links you click to
from our Web pages. We cannot guarantee how these third
parties use cookies or whether they place on your computer
cookies that may identify you personally. We urge you to
review the privacy policies of each of the linked Web sites
you visit-before you provide them with any personal
identifiable information.
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Protecting Children’s Privacy Online
From our websites, we do not knowingly collect or use
personal information from children under 13 without
containing verifiable consent from their parent/guardian.
Should a child whom we know to be under 13 send personal
information to us, we will only use that information to
respond directly to that child, seek parental consent, or
provide parental notice. We are not responsible for the data
collection and use practices of nonaffiliated third parties
to which our web sites may link.
For more information about the Children’s Online Privacy
Protection Act (COPPA) visit the FTC web site: www.ftc.gov.
Secure Server
For your protection, Traditional Bank’s Internet Banking
server requires you to use an up-to-date forms-capable
browser such as Netscape Navigator or Microsoft's Internet
Explorer. When your browser communicates with our server,
the application information is encrypted and in SSL (Secure
Socket Layer) for security while traveling in Online Banking
session.
Internet Client ID & Secret Pass Code
Traditional Bank uses a unique Internet Access ID, which
will serve as your identification when using our account
information services. In addition to your Access ID, we
require the use of a secret pass code that you can change at
your convenience. Together, these two unique pieces of
information provide you on-line protection and enable you to
view your account information quickly, easily and safely.
Restricted Access to Confidential Information
Traditional Bank takes your privacy expectations seriously.
We even limit the availability of your information to
Traditional Bank employees. Employees may only access your
information for legitimate business purposes. Each employee
has also been made aware of their responsibility to respect
your privacy concerns and to safeguard your personal
information. Furthermore, as technology becomes more
advanced, Traditional Bank will continue to evaluate its
security standards to protect customer information from
being accessed by unauthorized persons.
TRADITIONAL BANK'S PRIVACY POLICY IS SUBJECT TO CHANGE
WITHOUT NOTICE. NO PROVISIONS CONTAINED HEREIN SHALL BE
DETERMINED TO CHANGE OR ALTER ANY OTHER CONTRACTS OR
POLICIES BETWEEN TRADITIONAL BANK AND ITS CUSTOMERS.
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