PRIVACY POLICY

Privacy Policy
Safeguarding the privacy and confidentiality of each client's personal information is of the utmost importance to Traditional Bank. We provide our customers with the highest level of service by using the latest in banking technology. This can sometimes raise concerns about the confidentiality of customer information. Traditional Bank takes every precaution to protect our customer's privacy, including the careful development of a bank-wide Privacy Policy.

Your Financial Privacy at Traditional Bank, Inc.
We at Traditional Bank have always valued our customer’s privacy. We recognize that banking is an industry built upon trust. When you bank with us, you entrust us with personal, private information, and you expect that information to remain confidential. Traditional Bank has a proud tradition of respecting and honoring our customers’ expectations in this area. It is only used for the purpose of serving your needs for quality financial products and services. It has always been the policy of this bank to obtain only information that is necessary and appropriate to conduct the affairs of the customers and the bank, and to exercise extreme caution and prudence in the handling and release of customer information to third parties.

Traditional Bank, Inc. collects nonpublic personal information about you, such as your income, net worth, Social Security number and address from the following sources:
  • Information we receive from you on applications or other forms;
  • Information about your transactions with us or others; and
  • Information we receive from a consumer-reporting agency.
We do not disclose any nonpublic personal information about you to anyone, except as permitted by law, such as sending information returns to the Internal Revenue Service, responding to subpoenas and providing information to consumer reporting agencies; i.e. credit bureaus.

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We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.

If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.

Traditional Bank, Inc. restricts access to your personal and account information to those employees who need to know that information to provide products or services to you. It also maintains physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Internet Security
Traditional Bank collects, retains, and uses the following information when you visit our websites:
  • the Internet protocol (IP) address of the computer you are using;
  • the browser software you use and your operation system;
  • the date and time you access our site;
  • the Internet address of the website from which you linked directly to our site.
We use this information to measure the number of visitors to the different sections of our site, and to help us make our site more useful. Generally, we delete this information after one year.

Links to Non-Traditional Bank Sites
We are not responsible for the information collection practices of the non-Traditional Bank links you click to from our Web pages. We cannot guarantee how these third parties use cookies or whether they place on your computer cookies that may identify you personally. We urge you to review the privacy policies of each of the linked Web sites you visit-before you provide them with any personal identifiable information.

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Protecting Children’s Privacy Online
From our websites, we do not knowingly collect or use personal information from children under 13 without containing verifiable consent from their parent/guardian. Should a child whom we know to be under 13 send personal information to us, we will only use that information to respond directly to that child, seek parental consent, or provide parental notice. We are not responsible for the data collection and use practices of nonaffiliated third parties to which our web sites may link.

For more information about the Children’s Online Privacy Protection Act (COPPA) visit the FTC web site: www.ftc.gov.

Secure Server
For your protection, Traditional Bank’s Internet Banking server requires you to use an up-to-date forms-capable browser such as Netscape Navigator or Microsoft's Internet Explorer. When your browser communicates with our server, the application information is encrypted and in SSL (Secure Socket Layer) for security while traveling in Online Banking session.

Internet Client ID & Secret Pass Code
Traditional Bank uses a unique Internet Access ID, which will serve as your identification when using our account information services. In addition to your Access ID, we require the use of a secret pass code that you can change at your convenience. Together, these two unique pieces of information provide you on-line protection and enable you to view your account information quickly, easily and safely.

Restricted Access to Confidential Information
Traditional Bank takes your privacy expectations seriously. We even limit the availability of your information to Traditional Bank employees. Employees may only access your information for legitimate business purposes. Each employee has also been made aware of their responsibility to respect your privacy concerns and to safeguard your personal information. Furthermore, as technology becomes more advanced, Traditional Bank will continue to evaluate its security standards to protect customer information from being accessed by unauthorized persons.

TRADITIONAL BANK'S PRIVACY POLICY IS SUBJECT TO CHANGE WITHOUT NOTICE. NO PROVISIONS CONTAINED HEREIN SHALL BE DETERMINED TO CHANGE OR ALTER ANY OTHER CONTRACTS OR POLICIES BETWEEN TRADITIONAL BANK AND ITS CUSTOMERS.

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