Personal Checking Accounts

Compare Checking Accounts

Freedom Checking

Great for consumers looking for a simple, affordable account

  • $50 minimum opening balance
  • No monthly service charge with e-statement+
  • One introductory pack of (40) checks
  • Unlimited check writing
  • No minimum balance required

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Benefits Checking

This account pays for itself with added value and a broad range of benefits. With a low, $8 per month service charge bonus benefits include:

  • $50 minimum opening balance
  • Cell phone protection
  • CyberScout® identity theft resolution
  • Roadside assistance
  • $10,000 accidental death and dismemberment insurance
  • Shopping, dining, and travel discounts
  • E-statement or paper statement with images
  • One free box of standard checks per year
  • Unlimited check writing
  • No minimum balance required
  • Only $8 per month

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Performance Interest Checking

This is a great account if you plan to keep higher balances in your personal checking account and want to earn higher interest.

  • $50 minimum opening balance
  • Higher interest rate with a balance of $1,500 or more**
  • Competitive interest rate if balance falls below $1,500**
  • One free box of standard checks per year
  • E-statement or paper statement with images
  • Unlimited check writing
  • $1,500 minimum balance required to avoid $8 monthly service charge

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Advantage50 Checking

Perfect for our clients aged 50 or better who want to earn interest on their checking account along with an attractive package of services.

  • $50 minimum opening balance
  • Competitive Interest
  • 50% annual discount on 3x5 sized safe deposit box
  • One free box of Advantage50 checks per year
  • No-fee photo copies, official checks (2 per visit) and notary services in our branches
  • E-statement or paper statement with images
  • Unlimited check writing
  • No minimum balance
  • No monthly service charge

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Student Banking

The student banking program provides simple, straightforward checking capabilities for students ages 12-24 with debit card access and flexible digital options including online and mobile banking...all to help you bank on the go.

  • $10 minimum opening balance
  • No monthly service charge with e-statement.+
  • No minimum balance required
  • One introductory pack of (40) checks
  • Students under 18 years of age must have an adult on the account with them

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Everyday Checking

This nationally certified, safe and low-cost checking account allows you to stay in control of your money. With no overdraft fees, you can enjoy peace of mind knowing you won't overdraw your account and incur a charge.

  • $25 minimum opening balance
  • $5 monthly service charge
  • Free paper or e-statement
  • No minimum balance required

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Health Savings Account (HSA)

If you have benefits through a qualified High-Deductible Health Plan (HDHP), a Health Savings Account (HSA) lets you put money aside, tax-free, for healthcare expenses. Unused funds in the HSA are carried over from year to year and continue to earn tax-free interest until you withdraw the funds.

To qualify for an HSA, you must:

  • Be covered under a qualified High Deductible Health Plan (HDHP)
  • Have no other health coverage besides an HDHP
  • Not be enrolled in Medicare or Medicaid
  • Not be eligible to be claimed as a dependent

Benefits of a Traditional Bank Health Savings Account

  • No enrollment fees
  • No minimum balance required
  • Competitive interest rates
  • Free online account access
  • Unlimited Mastercard debit card transactions
  • 5 paper checks per month
  • No monthly service charge

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*Up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented.

**For complete, up-to-date information about our tiered interest rates, speak with any Traditional Bank teller or customer service representative.

+If account holder does not enroll in e-statement within 60 days of opening account, he or she will begin receiving paper statements and will be charged a $4 monthly fee. The same applies if the account holder unenrolls in e-statement.

More information can also be found in our Schedule of Services brochure.